We're on a mission to make international education accessible to every talented Pakistani student by connecting them with trusted financial institutions.
To democratize access to international education financing by creating a transparent, efficient, and secure platform that connects Pakistani students with the right banking partners. We believe every deserving student should have the opportunity to pursue their academic dreams abroad.
To become Pakistan's leading education financing platform, enabling 10,000+ students annually to access world-class education. We envision a future where financial constraints never stand between talent and opportunity.
Study Sarmaya was founded in 2020 by a group of Pakistani students who experienced firsthand the challenges of securing education loans for studying abroad.
After months of navigating complex banking processes, unclear requirements, and multiple rejections, we realized there had to be a better way. We built Study Sarmaya to be the platform we wished existed when we were applying.
Today, we've helped over 5,000 students secure $45M+ in education financing, partnering with 15+ leading banks and financial institutions across Pakistan.

The principles that guide everything we do
We believe in complete transparency. No hidden fees, no unclear processes. Every step is clear and documented.
Every decision we make prioritizes student success. Your dreams are our mission, and we're here to support you.
We maintain the highest standards in security, service, and support. Your trust deserves nothing less.
We build lasting relationships with students, banks, and institutions based on mutual respect and success.
We continuously improve our platform with technology and insights to make the process simpler and faster.
Education financing should be accessible to all deserving students, regardless of their background.
Let's work together to make your international education dreams a reality. Apply now or get in touch with our team.